Suncorp Qld CTP Insurance

The CTP Insurance that protects more Queensland families

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What is CTP Insurance?

Compulsory Third Party (CTP) Insurance is attached to the registration of your vehicle and provides protection to the at-fault driver against compensation claims from people injured in a motor vehicle accident.

Been injured in an accident? 3 things you should know

  • If you were injured in a motor vehicle accident in Queensland that was the fault of another vehicle owner or driver insured by Suncorp CTP Insurance, you can lodge a CTP claim directly with our Customer Concierge Team. They will explain the claims process and answer any questions you may have. You do not require legal representation to make a CTP claim.  However, if you choose to be legally represented on a speculative (‘no win, no fee’) basis, your lawyer is allowed by law to charge up to 50% of your entitlement*, excluding applicable statutory refunds (e.g. to Medicare) and disbursements (e.g. fees for medical reports).

    *Your entitlement means your damages plus that part of your legal costs payable by Suncorp.

  • If your claim is lodged and accepted, we cover treatment and rehabilitation expenses recommended by your registered medical practitioner, to help you recover from the injuries you sustained in the accident.

  • We aim to support you through your CTP claims journey and ensure you receive reasonable and appropriate compensation for your injuries.

If I'm the at-fault driver, what am I covered for?

CTP Insurance covers your liability for injuring others in an accident while you're behind the wheel. So, if anyone other than you is injured or dies — whether it's other drivers, passengers in your car or in other cars, pedestrians, cyclists or motorcyclists — CTP helps take care of their compensation claims.

If the injured person is unable to work, or needs medical treatment, your CTP insurer pays them out a lump sum. This is designed to help cover their medical and rehabilitation treatment, as well as any loss of income related to the accident. 

If you've sustained life-changing, serious injuries in a motor vehicle accident, you may be eligible to receive support through the National Injury Insurance Scheme, Queensland (NIISQ) — regardless of who's at fault. 

Important Notice: Suncorp Insurance has withdrawn Driver Protection Cover for eligible CTP policies commencing on or after 2 August 2023.
Find out more.

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Is your vehicle registered in Queensland?

Vehicle type

You have selected a vehicle type that isn’t included in the above categories. To see Suncorp CTP premiums for all vehicle types please open the relevant document below.

For any enquiries please contact 13 11 60 (9am - 5pm, Mon - Fri).

Registration due date

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But you can still switch to Suncorp and join Queensland’s largest CTP insurer covering over 2 million vehicles. If you decide to proceed, the Department of Transport and Main Roads will send you a confirmation of your switch to Suncorp CTP Insurance, effective from your next registration renewal.

for a period of

To establish 3 months vehicle registration contact the Department of Transport on 13 23 80 or visit their website https://www.qld.gov.au/transport/registration.

To establish 1 month vehicle registration contact the Department of Transport on 13 23 80 or visit their website https://www.qld.gov.au/transport/registration.

If your vehicle is not currently registered and you would like to purchase Suncorp CTP Insurance, please call 13 11 60.

If your vehicle is already registered in Qld, please contact the Department of Transport and Main Roads (DTMR) to nominate Suncorp as your CTP insurer.

For information on how to purchase Suncorp CTP Insurance please click here. Alternatively, you can call our CTP team on 13 11 60 Monday to Friday between 9am – 5pm for assistance over the phone.

Are you registered for GST?

If any of the vehicle owners are entitled to claim GST Input Tax Credit (ITC) on this CTP Insurance policy please select 'Yes'

Registration due date

This is the date your vehicle's registration is due to expire. This can be found on your registration documents.

Moving to Queensland?

You may need to purchase a CTP Certificate before you can register your vehicle in Queensland.

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Why choose Suncorp Insurance for your CTP?

Suncorp Insurance cares about Queensland drivers. That’s why we offer you more than just basic cover.

Queensland-based CTP Claims Customer Concierge to guide you through lodging your claim.

We are Queensland's largest CTP insurer covering over 2 million vehicles.

A CTP Insurance policy counts towards a multi-policy discount2.

We appreciate privacy is important to you and we are committed to protecting your personal information.
For further information, please refer to our CTP Privacy Statement and Suncorp Group Privacy Policy.

Make a claim

Whether you're at fault or not, we’re here to help.

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You may be eligible for a multi-policy discount

If you've got two other eligible Suncorp Insurance policies and you take out Suncorp CTP Insurance, you can enjoy a multi-policy discount. Your CTP Insurance won’t be discounted, but you may qualify for 15% off the other two policies.2

Comprehensive Car Insurance

Covers your car for accidental loss or damage and your liability for damage to other people’s cars and property, with the added peace of mind of a lifetime guarantee on repairs that we authorise and arrange.

Find out more

Home & Contents Insurance

Cover your home and your household stuff inside it in case of damage caused by an insured event, such as fire, flood, storm or theft.

Find out more

Insights and stories

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What is CTP and why do Queenslanders have it?

No matter whether you are driving in the CBD or in outback Australia, you need CTP Insurance. But what is it? Read about it here to protect yourself and those around you.

What kind of car insurance do I need?

Whether you have bought a new car and need insurance, or your existing policy has run out, we list the types of insurance available to you and what you will need – Read More

Working from home: How to save on car insurance

Your community’s health is the main reason to stay home during COVID-19, but there may be other silver linings. Find out how isolating can help you save on Suncorp Comprehensive Car Insurance.

What is roadside assistance and why do you need it?

Wondering about roadside assistance, and whether or not it’s something you need? Check out our guide – read more.

Top 5 tips for planning a road trip in Australia

Don’t turn your ignition before getting prepared. Here’s a few things to keep in mind when you plan a road trip!

Frequently Asked Questions

215% Multi Policy Discount: Combine 3 or more eligible products with us and you could qualify for a 15% Multi-Policy Discount. Eligible policies are Suncorp Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), Motorhome and Boat insurance. Suncorp QLD CTP Insurance counts as an eligible policy, but it cannot be discounted due to government regulations. Discounts do not apply to Suncorp Roadside Assist, Suncorp Insurance Home Assist and Excess-free Glass optional covers. Taxes and charges are not discounted. View full terms and conditions.

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COOKIE AND DATA POLICY
We use cookies and other related technologies to improve and tailor your website experience. See our Cookie and Data Policy. This policy provides information about how Suncorp collects and uses data related to your online activity, and how you can choose to remain anonymous.

GENERAL INSURANCE

Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.

General Insurance (including Home Building, Home Contents, Landlord, Strata, Car, CTP, Motorcycle, Caravan, Motorhome, Boat Insurance, Business Insurance and Barristers Insurance) is issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance.

SUNCORP HEALTH INSURANCE
Suncorp Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib. Read the policy booklet before buying this insurance.

SUNCORP LIFE INSURANCE
Suncorp Life Insurance products, other than in some circumstances the Redundancy Benefit, are issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies are not part of the Suncorp Group. TAL Life uses the Suncorp brand under licence from the Suncorp Group. Redundancy Benefit provided on or before 31st March 2020 was issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) which is part of the Suncorp Group. New Redundancy Benefit policies and renewals offered from 1st April 2020 are issued by TAL Life. The different entities of TAL and the Suncorp Group of companies are not responsible for, or liable in respect of, products and services provided by the other.

Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260 (TAL Direct). General advice does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold a Life Product you must read the relevant Product Disclosure Statement. The Target Market Determination (TMD) for the product is also available.

TAL Life is proud to have adopted the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities.