Electronic files for which you do not have a licence
What’s not covered
We do not cover electronic files for which you do not have a licence as a part of Suncorp’s Contents Insurance policies, unless the device that they’re stored in was lost or damaged by an insured event or the electronic data or files were legally purchased and you cannot restore them free of charge, like purchased films or music. You can learn more about other coverage exclusions in the Product Disclosure Statement.