Prevention of access when you have contents cover
COVERED
What policy covers prevention of access when you have contents cover
What’s great about this cover is that you can lodge a claim, even if accidental loss or damage is not caused by an insured event.
What’s covered
We’ll cover the reasonable temporary accommodation costs for you and your pets that normally live at the insured address if you cannot access the home or unit due to incidents such as a burst water main, street riot, or any other instances outlined in the Product Disclosure Statement.
Or, if you are a tenant, we will pay any reasonable extra rent costs for you and your pet’s temporary accommodation. Know that cover stops when the insured address becomes accessible.
The most we will pay for any one incident is outlined in the table above.
What’s not covered
We do not cover any costs if the insured address is not your principal place of residence or if you do not need to pay for temporary accommodation. We do not cover any amounts you are able to recover from another insurance policy.
Also, this coverage is not included in Classic or Classic Extras policies.
You can learn more about this coverage and other exclusions in the PDS.