Temporary accommodation for tenants and strata title owners
COVERED
Unfortunately, due to certain – often unforeseen – circumstances, tenants or strata title owners cannot live in their units. Here are details about when temporary accommodation may or may not be covered under Suncorp’s Contents Insurance policies.
What policy covers temporary accommodation for tenants and strata title owners
What’s covered
We will cover reasonable temporary accommodation costs for you and your domestic pets if you aren’t able to live in your unit due to an insured event – like Flood – that we cover causing loss or damage to your contents, and the unit cannot be lived in.
If you are a tenant, we will pay for any reasonable extra rent costs for temporary accommodation. The most we will pay for any one incident for all our levels of cover is outlined in the table above. In other instances, we may pay reasonable or necessary costs, which you learn more about in the Product Disclosure Statement.
What’s not covered
We do not cover any amounts you are able to recover under another insurance policy. We also do not cover temporary accommodation costs if you don’t need to pay for temporary accommodation, if the insured address was not your principal residence at the time or if you had not intended to reside there during the repair and rebuild period. You can learn more about this coverage and other exclusions in the Product Disclosure Statement.