Biological, chemical, other pollutant or contaminant

What’s not covered?

Loss or liability in connection with biological, chemical other pollutants or contaminants:

  • any actual or threatened use, existence or release of any biological, bacterial, viral, germ, chemical or poisonous substance, pollutant or contaminant;
  • any looting or rioting following the actual or threatened release of any biological, bacterial, viral, germ, chemical or poisonous substance, pollutant or contaminant;
  • any action taken by a public authority to prevent, limit or remedy the actual or threatened release of any biological, bacterial, viral, germ, chemical or poisonous substance, pollutant or contaminant.

We will cover:

  • fire damage (including water contamination) that is covered by insured event 'Fire (including bushfire)'
  • your legal liability under ‘legal liability’ cover to the extent it arises from your use of herbicides or pesticides at the insured address.

You can find more information on this in the Product Disclosure Statement.