Earthquake and tsunami
COVERED
When the earth shakes or trembles, a cold shiver can run up your spine. Suncorp Insurance can cover damaged to your home and/or contents caused by an earthquake or tsunami.
What policy covers loss or damage caused by an earthquake or tsunami?
What’s covered
Loss or damage to your home and/or contents caused by an earthquake or tsunami. Bear in mind that tsunamis are caused by earthquakes and/or other disturbances and are therefore not classified as “actions or movements of the sea”.
We will cover loss or damage caused by a landslide or subsidence proved to have occurred within 72 hours of, and directly because of, an earthquake or tsunami and not because of erosion, structural fault or design fault.
What’s not covered?
Loss or damage caused by:
- Actions or movements of the sea;
- Storm surge;
- Erosion, vibration, subsidence, landslip, landslide, mudslide, collapse, shrinkage or any other earth movement.
Or, loss or damage that occurs more than 72 hours after an earthquake or tsunami.
You can find more information on this and other events where you may or may not be covered for loss or damage within the Product Disclosure Statement.