Impact
COVERED
If your home has experienced damage due to impact, you undoubtedly have some questions regarding your insurance coverage.
What policy covers impact?
What’s covered
If your home and/or contents are lost or damaged due to impact (or by a power surge caused by impact) by certain objects, you can lodge a claim for them. This includes impact by a falling tree, TV antennas or satellite dishes, drones, motor vehicles, aircraft or trailers, or even space debris or meteorites.
What’s not covered
There are instances where you are not covered, such as for damage to driveways, paths and underground services caused by a vehicle or earthmoving equipment, damage caused by trees being lopped by you or someone authorised by you and damage to jetties and pontoons.
You can see the instances where your home and contents might not be covered from impact in the Product Disclosure Statement.