Legal Liability – Property owned by you or property in your physical or legal custody
What’s not covered
We do not cover legal liability for or caused by, connected with or arising from damage to property which:
- is owned by you or your family, or anyone who usually lives with you at the home or unit;
- belongs to someone else and is in your physical or legal custody or control;
- is owned by your employer (e.g. you accidentally damage office equipment at your workplace).
But we will cover your legal liability under a tenancy rental agreement when your contents in your landlord’s residential property are insured under your policy, for damage caused by:
- water leaking from pipes, washing machines, dishwashers or water overflowing from blocked baths or tubs;
- fire damage to your landlord’s property.