Mechanical or electrical breakdown or failure
What’s not covered
Loss, damage or liability arising from or connected with mechanical or electrical failure or breakdown or anything that fails to operate properly, but we will cover damage caused by:
- fire spreading from an electrical fault to other parts of the home and contents to the extent it is covered under insured event ‘Fire (including bushfire)’ in the PDS;
- lightning to the extent it is covered under insured event ‘Lightning’ in the PDS;
- motor burnout – the burning out or fusing of electrical motors – to the extent it is covered under the ‘Motor burnout’ optional cover in the PDS.