HOME ITEMS
Accidental damage at home
Accidents can happen every day – including in and around the home. Accidents like tripping on the rug and putting a hole into your drywall, as you fall. So, it’s nice to know that when they happen, the damage to the home may be covered by your insurance.
What policy provides cover for 'Accidental damage at home'?
What’s great about accidental damage cover is that you can lodge a claim for it, even if a specific insured event hasn’t occurred.
What’s covered?
When you have Home Classic Extras or Classic Advantages cover, we cover your home for accidental loss or accidental damage – such as the breaking or damaging of something at the insured address during the period of insurance.
With Classic cover, whilst it is not automatically covered you can opt to add it for an additional premium. The limit we will pay on this cover is the home sum insured.
What’s not covered?
There are instances where you will not be covered under this policy, such as when you cannot establish that an incident covered by your policy took place at a certain time and date.
You can read about the other instances where your policy will not cover accidental loss or accidental damage in the Product Disclosure Statement.