HOME ITEMS
Floating wooden floors
COVERED
Here is more information about the cover for floating wooden floors under Suncorp Home Insurance.
What policy provides cover
What's covered?
We cover floating wooden floors as part of your home at the insured address. Floating wooden floors are the kind of flooring that isn’t nailed, glued, or permanently fixed to a subfloor or surface. Like a click-system floor.
What's not covered?
There are some instances where you will not be covered. Such as, we do not cover any part of the home that is not in good condition, or that has wear, tear or deterioration, and we do not cover some losses where home extensions, alterations or renovations are not complete. In addition, we do not cover floating wooden floors in a unit under a home building policy.
Know that coverage may be available for the floating wooden floors under a Contents insurance policy as fittings in a unit if it is not legally part of the unit building.
To understand what you may or may not be covered for under your Strata Building, consider sourcing a copy of your Strata Building Insurance from your Body Corporate. What is covered as part of a unit building under Strata will vary according to the relevant State or Territory laws.
You can learn more about this coverage and other exclusions in the Product Disclosure Statement.