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HOME ITEMS

Removal of debris (home)

COVERED

Here is more information on the coverage for removal of debris under Suncorp Home Insurance when your home is damaged due to an insured event.

What policy provides cover

Classic

Yes. The most we will pay for any one incident is 10% of the home sum insured (for home cover).

Classic Extras

Yes. The most we will pay for any one incident is 15% of the home sum insured (for home cover).

Classic Advantages

Yes. The most we will pay for any one incident is 20% of the home sum insured (for home cover).

What’s covered

When we cover loss or damage to your home, we’ll cover the reasonable and necessary costs of demolishing and removing the damaged parts of the home, removing debris – things like fallen trees or branches – where it has damaged the home or where removal of the debris is required to repair the home. The most we will pay for any one incident for our levels of cover is outlined in the table above.

What’s not covered

We do not cover the cost of removing tree stumps and roots still in the ground, disposing of or removing anything that is not defined as the home (see ‘What we cover as the home’ in the Product Disclosure Statement) or removing any debris that have not damaged the home.

You can learn more about this coverage and other exclusions in the Product Disclosure Statement.