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Temporary accommodation when you have home cover

COVERED

Sometimes, you may be unable to live in your home for an extended period of time due to an insured event while your home is being repaired or rebuilt. This is why knowing what coverage there is for temporary accommodation under Suncorp Home Insurance can be an important bit of information.

What policy provides cover

Classic

Yes. The most we will pay for any one incident under this cover is 10% of the home sum insured.

Classic Extras

Yes. The most we will pay for any one incident under this cover is 10% of the home sum insured.

Classic Advantages

Yes. The most we will pay for any one incident under this cover is 15% of the home sum insured.

What’s covered

We’ll cover reasonable and necessary temporary accommodation costs for you and your domestic pets if you aren’t able to live in your home due to an event that we cover causing damage to your home. We also cover some associated necessary costs, for example mail redirection and utility connection costs. Know that the most we will pay for any one incident for our levels of cover is outlined in the table above. You can learn more about the extent of this coverage in the Product Disclosure Statement (PDS).

What’s not covered

There are some instances where you will not be covered. We do not cover temporary accommodation costs if you do not intend to repair or rebuild the home, if the home was not your principal place of residence, or if you had planned to demolish the home before the loss or damage occurred. You can read more about the other exclusions to this coverage in the PDS.