HOME ITEMS

Wear, tear, or deterioration

What’s not covered

We do not cover any part of the home that has wear, tear, rust, fading, rising damp, corrosion, rot, action of light, atmospheric or climatic conditions or gradual deterioration such as, but not limited to:

  • tiles and their adhesive or grouting breaking down;
  • weathering of roof tiles or roof ridge capping;
  • gradual weathering and breakdown of bricks, mortar or concrete.

You can learn more about what we do not cover as the home in the Product Disclosure Statement.