Caravan Insurance
When you own a caravan, trailer or horse float, you want insurance that travels with you.
How Caravan Insurance can help keep you on the road.
Whether you're an occasional caravan user or a year-round grey nomad, you want Caravan Insurance that covers towing costs, emergency repairs, temporary accommodation and more, so you can travel with confidence. And Suncorp Caravan Insurance can cover your trailer or horse float, too — because Aussie travellers are as diverse as the Aussie landscape itself.
What's covered by Caravan Insurance?
Floods
Floods involve the covering of normally dry land by water that has escaped or been released from the confines of bodies of water. These include lakes, rivers, reservoirs, canals and other natural watercourses.
Actions or movements of the sea or storm surge are not covered. Some things we don't cover are damage to retaining walls, jetties, pontoons and garden borders.
- Accidental loss or damage to your caravan and its contents from events such as floods, storms, fires and theft#
- Your liability for death, injury, or property damage caused to others (up to $20 million).
- Loss of, or damage to, your caravan’s contents (up to $1,000).
- Motor burnout, for electric motors that up to 15 years which and are part of your caravan, annexe or contents (up to $1,000).
What else is included?
Optional covers
Customise your Caravan Insurance cover
Save by paying annually
Save on your premium by choosing to pay annually
Australia-wide or on-site only cover
We can cover your caravan Australia-wide or on-site only. Simply let us know which one you'd prefer
This is just a summary. For full details of what is and isn't covered please refer to the Caravan Insurance Product Disclosure Statement (PDS).
How to claim
If you need to make a claim, we’ll help you with our local expertise every step of the way.
1. Have your details ready
We’ll need your policy number and details of the event.
2. Lodge a claim 24/7
Claims may be decided instantly. If we need more info we’ll contact you within 2 business days.
3. Assessment
A member of our claims team will assess the damage to your caravan.
4. Track your claim
Track the progress of your claim online at any time.
5. Finalise your claim
We'll follow up with you to arrange settlement if your claim is covered and ensure you're happy with the outcome.
Frequently asked questions
Although all of the contents of your caravan are insured, up to $1000 of value is covered by our caravan insurance. You can also add Increased Contents Cover (up to an extra $1000) if your contents exceed the $1000 limit.
Refer to the PDS for detailed information about contents coverage for your caravan.
All modifications and accessories must be listed in the policy and their value included in the total amount covered. Modifications must be carried out by a professional caravan repairer and homemade/home built modifications will not be covered by your policy.
If a horse float has accommodation facilities added, we can offer cover under our Caravan policy. Once living accommodation has been added, it is no longer considered a trailer.
For more information, please refer to the PDS.
Each of Suncorp's insurance products utilise a five-stage product lifecycle (Design, Delivery, Review, Enhance/Modify and Decommission). This approach allows us to put you, the customer, at the centre of our product development and distribution.
#We do not insure you for bushfire, storm, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply.
Floods
Floods involve the covering of normally dry land by water that has escaped or been released from the confines of bodies of water. These include lakes, rivers, reservoirs, canals and other natural watercourses.
Actions or movements of the sea or storm surge are not covered. Some things we don't cover are damage to retaining walls, jetties, pontoons and garden borders.
