Health Insurance:
Lifestage guide

Your needs, priorities and finances can change over the course of your life. So choosing the right Health Insurance for your stage of life can help you focus on the important things.

Pick the life stage you’re in

Single  

If you’re young, healthy and living an active life, you might be looking for private health cover that’s simple and affordable. Whether you want cover for the essentials or just to make tax savings, there are options.

Student

Money can be tight when you’re a student, which is why Suncorp Health Insurance eases the headache of Health Insurance while you’re studying by having options available for cover you may need and not for the things you don’t. You may even be able to be covered under your family’s policy if you fit the criteria for a Student Dependant.

Young couple

Whether you just want peace of mind or more comprehensive protection, having the right level of Health Insurance will allow you and your partner to focus on the important things instead of worrying about how you might pay for the unexpected.

Family

Whether you’re a young, growing family or an established family looking for protection from the unexpected, we’ve got cover options for single parent families, birth-related services and health cover to look after your dependent children.

Mature age   

Whether you’re retired, volunteering or still working, you’ll want to make sure your health cover meets your needs, covering you for age-related conditions and making sure you’re not paying for services you don’t need.

Why Suncorp Health Insurance?

Waiting periods

Available where there is a break in cover of 59 days or less. Waiting periods apply for services not currently covered, services with higher benefits, where waiting periods haven’t been fully served, or where you select a lower excess. Any benefit limits already used with your current fund will apply to your Suncorp Health Insurance policy.

It’s easy to switch

Suncorp Health Insurance will help take care of the paperwork to save you some hassle. Plus, you won’t restart any waiting periods you’ve already served with your old fund when you sign up for an equivalent or lower level of cover with us.

Easily claim online

Claim 24/7 online — just upload a photo of your receipt and your claim will be processed.

Flexible cover options

No matter your life stage, you can find the right combination of Hospital and Extras cover to suit your needs.

Suncorp Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib. Read the policy booklet before buying this insurance.

Waiting periods

Available where there is a break in cover of 59 days or less. Waiting periods apply for services not currently covered, services with higher benefits, where waiting periods haven’t been fully served, or where you select a lower excess. Any benefit limits already used with your current fund will apply to your Suncorp Health Insurance policy.