If you have Comprehensive cover, you can ask us to add the water-skiers liability optional cover for an extra premium. This option provides cover for your legal liability to pay compensation up to $10 million for death or injury to a person being towed by your boat or death or injury to other people or damage to their property caused by a person or object being towed by your boat during water skiing activities. There must be a competent observer on your boat for this cover to operate. Other conditions also apply. Other than the cover provided under this optional cover, we do not provide cover for any loss, damage or liability arising from water-skiing related activities.

Refer to the PDS for more details.