We can't give you advice on which cover is right for you; it's something you need to decide for yourself.

Many of our customers have said that during a claim they can't imagine how they'd have coped if they hadn't protected themselves against loss of income.

You might find other income protection policies with different benefits or that pay you for longer or shorter periods during a claim. These differences are often reflected in the premium you pay. Some people have income protection insurance as part of their superannuation, but it's not always tailored to their individual financial needs. If you need more information on finding a policy that works for you, you should speak to an independent financial adviser.